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Experience
Experienced
About the role
You will join OCBC's Technology Architecture team in Singapore, shaping payment technology for the bank. The role suits an experienced architect who can lead solution design for payment platforms and work with engineering, business and operations colleagues.
What you'll do
Lead end-to-end solution architecture for payment capabilities, covering initiation, processing, clearing, settlement, exception management, reconciliation, notification, enquiry and reporting.
Design payment solutions that satisfy business, regulatory, security, resiliency, scalability, performance, availability and operational needs across domestic, cross-border, real-time and high-value flows.
Drive payment modernisation and migration work, including current-state assessment, target architecture, domain decomposition, coexistence design, migration roadmap, cutover strategy, data conversion and rollback planning.
Solutions Architect - Payments job at OCBC, Singapore | WorkJio
Produce architecture and design artefacts such as context diagrams, component diagrams, sequence flows, integration patterns, deployment views, non-functional requirements, security considerations and architecture decision records.
Define detailed designs using domain-driven design, bounded contexts, API-first integration, event-driven architecture, microservices granularity, messaging patterns and reusable platform capabilities.
Produce robust designs for non-functional requirements including 24x7 availability, high throughput, low latency, idempotency, duplicate handling, message ordering, retry, reconciliation, observability and disaster recovery.
Identify architecture deviations, technical debt, design risks and implementation constraints, and drive timely resolution through architecture, platform and delivery governance forums.
Work closely with engineering teams throughout delivery, giving hands-on guidance on complex design, integration, coding, performance, reliability and production issue resolution.
Promote a learning culture by sharing payment domain knowledge, architecture patterns, engineering practices and lessons learned across teams.
Good to know
Based at OCBC Singapore.
Requirements
Preferably 7+ years in technology solutioning, solution architecture or application architecture, with strong exposure to banking and payment systems
At least 3 years of hands-on experience in microservices architecture, Java, Spring Boot, messaging (MQ/Kafka), container platforms (Kubernetes/OpenShift) and databases
Experience with domestic and cross-border payment rails, real-time payments, high-value payments, SWIFT messaging, ISO 20022, payment status tracking and customer communication use cases
Good understanding of the payment lifecycle across initiation, validation, enrichment, routing, screening, authorisation, clearing, settlement, posting, notification, reconciliation and exception handling
Strong analytical, problem-solving and decision-making skills, able to assess risks, evaluate options and recommend pragmatic architecture choices
Able to independently lead solution design from an architectural standpoint, challenge assumptions constructively and balance strategic alignment with delivery practicality
Benefits
Competitive base salary
A suite of holistic, flexible benefits to suit every lifestyle
Community initiatives
Industry-leading learning and professional development opportunities
Wellbeing, growth and aspirations are cared for
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